N Touch Online Banking will be offline for maintenance tonight from 11pm to 2am CST.
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N Touch Online Banking will be offline for maintenance tonight from 11pm to 2am CST.
Learn More
Due to inclement weather, all locations in Georgia will close at 5pm on Wednesday, June 13th.
Details

Goals set. Goals reached.

We offer four checking account options designed to serve you.

Personal Savings

$
0
Monthly Fee
No minimum daily balance

Youth Savings

$
3
Monthly Fee
If under $100 minimum daily balance

Personal Savings
Comparison

Summary

Personal Savings
Youth Savings

Age Requirements

Personal Savings
Youth Savings

Minimum Opening Balance

Personal Savings
Youth Savings

Minimum Daily Balance
(to avoid service charge)

Personal
Youth Savings

Account Fees

Personal Savings
Youth Savings

Transaction Limitations

Youth Savings

Interest Rate

Personal Savings
Youth Savings

Compounding Frequency

Personal Savings
Youth Savings

Crediting Frequency

Personal Savings
Youth Savings

We offer FDIC-insured savings options designed to help you reach your goals.

Personal Savings

$
0
Monthly Fee
No minimum daily balance

Youth Savings

$
3
Monthly Fee
If under $100 minimum daily balance
Personal Savings
Youth Savings
Summary
Simple to open and manage, a Personal Savings account allows you to start small and build as you go. This limited transaction account is perfect for short-term and long-term savings.
Get an early start on saving with this interest bearing account that maintains a parent or guardian as the primary owner of the account.
Age Requirements
Individuals must be at least 18 years old
Individuals must be younger than 18 years old
Minimum Opening Balance
$100
$0
Minimum Daily Balance
(to avoid service charge)
$300 average daily balance
None
Account Fees
$3 service charge per statement cycle if the average daily balance falls below $300
$2 excess transaction fee for each withdrawal over two
$2 excess transaction fee for each withdrawal over two
Transaction Limitations
No more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, debit card and similar transactions from the account per statement cycle.  A transaction fee of $5 will be assessed for each debit transaction in excess of six per statement cycle.
No more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, debit card and similar transactions from the account per statement cycle.  A transaction fee of $5 will be assessed for each debit transaction in excess of six per statement cycle.
Interest Rate
Variable rate based on average collected balance
Variable rate based on average collected balance
Compounding Frequency
Daily
Quarterly
Crediting Frequency
Daily
Quarterly
*Savings and Money Market Accounts are limited transaction accounts and subject to Regulation D. Transactions not within the limitations may result in excessive withdrawal fees, account closure, change of account type, termination of transfer capability, or other remedial action. See your account disclosure for full details.

**Penalties may be assessed for early withdrawal.

Get started today.